The first steps to buying a home are to be connected to a trusted REALTOR® and to understand your buying power and financing options. This will allow you to establish your price range and buying strategy. A licensed lender can assess your personal financial circumstances and determine how much lending you qualify for. Once you and your lender identify a loan vehicle and budget that match your goals, your lender will provide you with a pre-approval letter. Having a pre-approval letter to submit with your offer will greatly improve the likelihood your offer gets accepted. It gives the Seller the peace of mind that you are qualified and prepared to move forward with the purchase of their property. Plus, you'll feel confident knowing you can comfortably afford the homes you're considering.
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